2131 High Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2131 High Lake Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft
Lot Size6.21 acres (270,508 sqft)
OwnerIndividual Name on Record
Tax Bill$988 (2026)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN613-0010-04649

Property Details

APN / Parcel Number

Primary APN613-0010-04649
Alternative APN
  • 849610

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area840 sqft Gross Area
1st Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Construction TypeFrame
Lot Area270,508 sqft (6.21 acres)

Exterior Amenities

PorchPatio
Porch Area286 sqft
Cabin216 sqft
Storage Building96 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number849610
Street Address2131 HIGH LAKE RD
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionSLY 240 FT OF SE1/4 OF SE 1/4 LYING EOF HWY SERIAL #
Legal Range12W
Legal Township64N
Legal Section31
Legal SubdivisionECHO TRAIL
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group1
Census Block1206
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 163, ELY, MN 55731-0163
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 5, 2007
Transfer Doc0000838289
Record UpdatedSep 20, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2131 HIGH LAKE RD, ELY, MN 55731
Document Number0001002223
Instrument DateAug 20, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2131 HIGH LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number0001002223
DateSep 4, 2018
Instrument1002223
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 3, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$988.00 (+0.41%) Homeowner's exemption
2025$984.00 (-2.38%) Homeowner's exemption$210,600 (+29.52%) Land $64,500 Building $146,100$210,600 (+29.52%) Land $64,500 Building $146,100
2024$1,008.00$162,600 (+43.01%) Land $60,800 Building $101,800$162,600 (+43.01%) Land $60,800 Building $101,800
2022$113,700 Land $48,800 Building $64,900$113,700 Land $48,800 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 93% of Minnesota
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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