1712 High Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1712 High Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 272 sqft
Lot Size	25 acres (1,089,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2020)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`613-0010-04960`

Property Details

APN / Parcel Number

Primary APN	`613-0010-04960`
Alternative APNs	`1085505` `1136403`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	272 sqft Gross Area
1st Floor Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	1,089,000 sqft (25 acres)
Deck Area	48 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1136403
Street Address	1712 HIGH LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	LOT 1 SERIAL #
Legal Range	12W
Legal Township	64N
Legal Section	33
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1206
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 29TH AVE S, MINNEAPOLIS, MN 55406-1338
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	20201020446
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0000950407
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 11, 2020
Property Address	1712 HIGH LAKE RD, ELY, MN 55731
Document Number	00T1020446
Instrument Date	Feb 6, 2020
Instrument	T1020446
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2528 29TH AVE S MINNEAPOLIS MN 554061338, MINNEAPOLIS, MN 55406-1338

Mortgage

Document Number	T1020447
Date	Feb 11, 2020
Instrument	T1020447

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.63%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (+4.18%)
2025	$2,964.00 (+6.62%)	$310,800 (+4.93%) Land $286,800 Building $24,000	$310,800 (+4.93%) Land $286,800 Building $24,000
2024	$2,780.00	$296,200 (+5.79%) Land $286,800 Building $9,400	$296,200 (+5.79%) Land $286,800 Building $9,400
2022		$280,000 Land $271,400 Building $8,600	$280,000 Land $271,400 Building $8,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 95% of Minnesota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Lake Rd

Nearby Streets

All Ely, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures