1499 High Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1499 High Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1,152 sqft · built 2018
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,988 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-0010-03930`

Property Details

APN / Parcel Number

Primary APN	`613-0010-03930`
Alternative APNs	`1163234` `939517`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,152 sqft Gross Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,484,800 sqft (80 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Cabin	616 sqft
Storage Building	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1163234
Street Address	1499 HIGH LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SW1/4 OF SW1/4 AND NW1/4 OF SW1/4 SERIAL #
Legal Range	12W
Legal Township	64N
Legal Section	26
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1206
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 LAKE ST N, WINTON, MN 55796-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1499 HIGH LAKE RD, ELY, MN 55731
Document Number	00A1359346
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1499 HIGH LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1359346
Date	Jul 25, 2019
Instrument	A1359346

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2034

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1499 HIGH LAKE RD, ELY, MN 55731
Document Number	0001339686
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1499 HIGH LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	0001339686
Date	Aug 30, 2018
Instrument	1339686

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 29, 2023

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1499 HIGH LAKE RD, ELY, MN 55731
Document Number	00A1331308
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1499 HIGH LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1331308
Date	Apr 19, 2018
Instrument	A1331308

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,988.00 (-0.93%)
2025	$3,016.00 (+15.38%)	$365,900 (+18.26%) Land $206,900 Building $159,000	$365,900 (+18.26%) Land $206,900 Building $159,000
2024	$2,614.00	$309,400 (+40.19%) Land $193,200 Building $116,200	$309,400 (+40.19%) Land $193,200 Building $116,200
2022		$220,700 Land $146,600 Building $74,100	$220,700 Land $146,600 Building $74,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 91% of Minnesota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on High Lake Rd

Nearby Streets

All Ely, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures