213 Michigan Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 213 Michigan Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,365 sqft · built 1908
Lot Size	0.163 acres (7,124 sqft)
Owner	Individual Name on Record
Tax Bill	$994 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-0010-03910`

Property Details

APN / Parcel Number

Primary APN	`060-0010-03910`
Alternative APN	`1054278`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,365 sqft Gross Area
1st Floor Area	780 sqft
Basement Area	195 sqft
Finished Basement	195 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,124 sqft (0.163 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	104 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1054278
Street Address	213 MICHIGAN AVE W
City	GILBERT
State	MN
Zip	55741-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8, BLOCK 17 SERIAL #
Legal Subdivision	GILBERT
Legal Block	17
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2042
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 MICHIGAN AVE W, GILBERT, MN 55741-5219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2001
Transfer Doc	0000826648
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2026
Property Address	213 MICHIGAN AVE W, GILBERT, MN 55741-5219
Document Number	0001536704
Instrument Date	Jun 22, 2026
Instrument	20261536704
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	213 MICHIGAN AVE W, GILBERT, MN 55741-5219

Mortgage

Document Number	0001536704,
Date	Jul 21, 2026
Instrument	20261536704

Lender

Name	PARK STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2018
Property Address	213 MICHIGAN AVE W, GILBERT, MN 55741-5219
Document Number	00A1336564
Instrument Date	Jul 9, 2018
Instrument	A1336564
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 MICHIGAN AVE GILBERT MN 55741, GILBERT, MN 55741

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$994.00 (+5.74%) Homeowner's exemption
2025	$940.00 (-11.99%) Homeowner's exemption	$132,400 (+25.86%) Land $10,200 Building $122,200	$132,400 (+25.86%) Land $10,200 Building $122,200
2024	$1,068.00	$105,200 (+6.16%) Land $8,100 Building $97,100	$105,200 (+6.16%) Land $8,100 Building $97,100
2022		$99,100 Land $6,800 Building $92,300	$99,100 Land $6,800 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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