301 Michigan Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 301 Michigan Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,475 sqft · built 1908
Lot Size	0.247 acres (10,798 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2018)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-0010-05080`

Property Details

APN / Parcel Number

Primary APN	`060-0010-05080`
Alternative APN	`1059408`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,475 sqft Gross Area
1st Floor Area	1,475 sqft
Basement Area	737 sqft
Finished Basement	737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,798 sqft (0.247 acres)
Garage Area	1,280 sqft
Porch	Slab
Porch Area	290 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1059408
Street Address	301 MICHIGAN AVE W
City	GILBERT
State	MN
Zip	55741-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 2 & 3 INC LOTS 2 & 3 BLK 23 2ND ADDTO SERIAL #
Legal Subdivision	GILBERT
Legal Block	23
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2041
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 8, 2018	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2018 · Amount on Record
Deed Sale	Oct 8, 2018 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	20181342139
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2026
Property Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141
Document Number	0001530617
Instrument Date	Mar 18, 2026
Instrument	20261530617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141

Mortgage

Document Number	0001530617,
Date	Apr 10, 2026
Instrument	20261530617

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2041

Interest

Rate	5.35%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2026
Property Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141
Document Number	0001530617
Instrument Date	Mar 18, 2026
Instrument	20261530617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141

Mortgage

Document Number	0001530617,
Date	Apr 10, 2026
Instrument	20261530617

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2041

Interest

Rate	5.35%
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001349218
Date	Jan 30, 2019
Instrument	1349218

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2018
Property Address	301 MICHIGAN AVE W, GILBERT, MN 55741-5141
Document Number	00A1342139
Instrument Date	Oct 4, 2018
Instrument	A1342139
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MICHIGAN AVE W GILBERT MN 557415141, GILBERT, MN 55741-5141

Mortgage

Document Number	A1342140
Date	Oct 8, 2018
Instrument	A1342140

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (+1.53%) Homeowner's exemption
2025	$2,880.00 (-5.57%) Homeowner's exemption	$248,900 (+25.83%) Land $14,800 Building $234,100	$248,900 (+25.83%) Land $14,800 Building $234,100
2024	$3,050.00	$197,800 (+22.7%) Land $11,800 Building $186,000	$197,800 (+22.7%) Land $11,800 Building $186,000
2022		$161,200 Land $9,900 Building $151,300	$161,200 Land $9,900 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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