207 Michigan Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 207 Michigan Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,028 sqft · built 1908
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2025)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060-0010-03870`

Property Details

APN / Parcel Number

Primary APN	`060-0010-03870`
Alternative APNs	`1181013` `925023`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,028 sqft Gross Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,148 sqft (0.164 acres)
Garage Area	342 sqft

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	60 sqft
Patio Area	254 sqft
Pole Barn	784 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1181013
Street Address	207 MICHIGAN AVE W
City	GILBERT
State	MN
Zip	55741-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3, 4, 5 AND 6, BLOCK 17 SERIAL #
Legal Subdivision	GILBERT
Legal Block	17
Legal Lot Number	3-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2042
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 MICHIGAN AVE W, GILBERT, MN 55741-5218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	20251507823
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	00A1259006
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	207 MICHIGAN AVE W, GILBERT, MN 55741-5218
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429424
Date	Nov 5, 2021
Instrument	1429424

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	207 MICHIGAN AVE W, GILBERT, MN 55741-5218
Document Number	00A1388821
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 MICHIGAN AVE W GILBERT MN 557415218, GILBERT, MN 55741-5218

Mortgage

Document Number	00A1388821
Date	Aug 26, 2020
Instrument	A1388821

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+3.84%) Homeowner's exemption
2025	$1,302.00 (-6.6%) Homeowner's exemption	$154,200 (+25.77%) Land $17,300 Building $136,900	$154,200 (+25.77%) Land $17,300 Building $136,900
2024	$1,394.00	$122,600 (+6.42%) Land $13,800 Building $108,800	$122,600 (+6.42%) Land $13,800 Building $108,800
2022		$115,200 Land $11,500 Building $103,700	$115,200 Land $11,500 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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