213 Mainous St, Berea, KY 40403 Property Records

Madison County property record for 213 Mainous St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,301 sqft
Lot Size0.384 acres (16,762 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2026)
Tax Bill$27 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB008-0004-0004

Property Details

APN / Parcel Number

Primary APNB008-0004-0004
Alternative APNs
  • 111698
  • 74838
  • 67423

Interior

Stories1 Story
Building Area1,301 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area16,762 sqft (0.384 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number67423
Street Address213 MAINOUS ST
CityBEREA
StateKY
Zip40403-1045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELKIN HEIGHTS LOT 5, 6, 7 & 8 BLK C
Legal SubdivisionELKIN
Legal BlockC
Legal Lot Number5-8
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2016
Census Tract11202

Owner

Source: Madison County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 MAINOUS ST, BEREA, KY 40403-1045
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleMay 29, 2025 · Amount on Record
Deed Document Number202614355036
Deed Book / Page884 / 78
Prior Transfer DateMay 22, 2026
Prior Transfer Doc0014355036
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 11, 2026
Property Address213 MAINOUS ST, BEREA, KY 40403-1045
Document Number0014355036
Book / Page884 / 78
Instrument DateMay 22, 2026
Instrument202614355036
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyLAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,200.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014355037,
DateJun 11, 2026
Instrument202614355037
Lender
NameCUMBERLAND VALLEY NATIONAL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 (-94.81%) Homeowner's exemption$52,000 (-48%)$52,000 (-48%)
2023$520.00 Homeowner's exemption$100,000$100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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