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217 Mainous St, Berea, KY 40403 Property Records

Madison County property record for 217 Mainous St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details896 sqft
Lot Size0.285 acres (12,438 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Sep 2024)
Tax Bill$2,074 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB008-0004-0002

Property Details

APN / Parcel Number

Primary APNB008-0004-0002
Alternative APNs
  • 134375
  • 99101
  • 64520

Interior

Building Area896 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area12,438 sqft (0.285 acres)
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number64520
Street Address217 MAINOUS ST
CityBEREA
StateKY
Zip40403-1045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELKIN HEIGHTS LOT 12, 13 & 14 BLK C
Legal SubdivisionELKIN
Legal BlockC
Legal Lot Number12-14
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2016
Census Tract11202

Owner

Source: Madison County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address211 MOUNT RUSHMORE DR, 12, RICHMOND, KY 40475-7896
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
UNION HOME MORTGAGE CORP
Jun 5, 2023Warranty Deed, Transfer · Commercial Mortgage
CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Prior SaleJun 5, 2023 · Amount on Record
Deed Document Number202414223453
Deed Book / Page857 / 676
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address217 MAINOUS ST, BEREA, KY 40403-1045
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 MAINOUS ST, BEREA, KY 40403-1045

Mortgage

Document Number0M2423/596
DateNov 12, 2025
Book PageM2423/596
Instrument2014298254
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJun 5, 2023
Property Address217 MAINOUS ST, BEREA, KY 40403-1045
Document Number00D839/202
Book / PageD839 / 202
Map ReferenceMB 1 PG 167
Instrument DateMay 31, 2023
Instrument2014149034
Transaction TypeTransfer
Record UpdatedJul 4, 2023
Title CompanyIMAG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8848 VALLEY CIRCLE DR, FLORENCE, KY 41042-9525

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 MAINOUS ST, BEREA, KY 40403-1045

Mortgage

Document Number2014149035
DateJun 5, 2023
Instrument2014149035
Lender
NameCITIZENS GUARANTY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueMay 30, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,074.00 (+281.95%)$220,000 (+292.86%)$220,000 (+292.86%)
2023$543.00 (-0.18%)$56,000 (-)$56,000 (-)
2022$544.00$56,000$56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet.

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