213 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 213 Front St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,316 sqft · built 1981
Lot Size	0.125 acres (5,456 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$8,475 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`421500 39.48-1-22`

Property Details

APN / Parcel Number

Primary APN	`421500 39.48-1-22`
Alternative APN	`150003904800010220000000`

Interior

Units	5 Units
Stories	3 Stories
Building Area	5,316 sqft Gross Area
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	5,456 sqft (0.125 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Porch	Slab
Porch Area	432 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 FRONT ST
City	SCHENECTADY
State	NY
Zip	12305-1351
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	03 - MULTI
Legal Description	MARCELLUS MAP 3 BRICK
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	213 FRONT ST, SCHENECTADY, NY 12305-1351
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF SCOTIA
Sep 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Aug 14, 1997 · Amount on Record
Deed Document Number	20195577
Deed Book / Page	2005 / 84
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0000040406
Record Updated	Jun 8, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 7, 2019
Property Address	213 FRONT ST, SCHENECTADY, NY 12305-1351
Document Number	0000005577
Book / Page	2005 / 084
Instrument Date	Feb 6, 2019
Instrument	201905577
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 CALIFORNIA AVE, 1617, SCHENECTADY, NY 12303-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 MYRON ST, SCHENECTADY, NY 12309-5328

Mortgage

Document Number	0000005578
Date	Feb 7, 2019
Book Page	4893/656
Instrument	201905578

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 11, 2018
Property Address	213 FRONT ST, SCHENECTADY, NY 12305-1351
Document Number	0000040406
Book / Page	001995 / 000460
Instrument Date	May 7, 2018
Instrument	40406
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 FRONT ST SCHENECTADY NY 123051351, SCHENECTADY, NY 12305-1351

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,475.00 (+0.99%)	$207,000 (-) Land $19,100 Building $187,900	$342,772 (+30.82%) Land $31,628 Building $311,144
2023		$207,000 (-) Land $19,100 Building $187,900	$262,025 (+3.8%) Land $24,177 Building $237,848
2022		$207,000 Land $19,100 Building $187,900	$252,439 Land $23,293 Building $229,146
2021	$8,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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