208 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 208 Front St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,279 sqft · built 1981
Lot Size	0.071 acres (3,100 sqft)
Owner	Company Name on File
Last Sale	$390,000 (Dec 2019)
Tax Bill	$11,455 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.56-2-39`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-2-39`
Alternative APN	`150003905600020390000000`

Interior

Units	5 Units
Stories	3 Stories
Building Area	6,279 sqft Gross Area
Basement Area	2,093 sqft
Unfinished Basement	2,093 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	3,100 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	208 FRONT ST
City	SCHENECTADY
State	NY
Zip	12305-1350
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	03 - MULTI
Legal Description	3 BRICK
Legal Subdivision	IN REM
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage SUNMARK FCU
Sep 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Dec 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	201956908
Deed Book / Page	2027 / 107
Prior Transfer Date	Sep 26, 2014
Prior Transfer Doc	0000050522
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	208 FRONT ST, SCHENECTADY, NY 12305-1350
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735

Mortgage

Document Number	0000050121
Date	Sep 20, 2022
Book Page	5258/48
Instrument	202250121

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	116 Months
Due	May 15, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	208 FRONT ST, SCHENECTADY, NY 12305-1350
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735

Mortgage

Document Number	0000050123
Date	Sep 20, 2022
Book Page	5258/58
Instrument	202250123

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 26, 2019
Property Address	208 FRONT ST, SCHENECTADY, NY 12305-1350
Document Number	0000056908
Book / Page	2027 / 107
Map Reference	MB 858 PG 94
Instrument Date	Dec 10, 2019
Instrument	201956908
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5544 PARKIS MILLS RD, 5544, GALWAY, NY 12074-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CHURCH ST, SCHENECTADY, NY 12305-1735

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,455.00 (+5.12%)	$268,800 (-) Land $10,900 Building $257,900	$445,107 (+30.82%) Land $18,049 Building $427,058
2023		$268,800 (-) Land $10,900 Building $257,900	$340,253 (+3.8%) Land $13,797 Building $326,456
2022		$268,800 Land $10,900 Building $257,900	$327,805 Land $13,293 Building $314,512
2021	$10,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

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