207 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 207 Front St, Schenectady, NY 12305

Property Summary

Property Type	Apartments (5+ Units)
Details	3,656 sqft · built 1972
Lot Size	0.193 acres (8,412 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Jul 2022)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`421500 39.56-2-5`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-2-5`
Alternative APN	`150003905600020050000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,656 sqft Gross Area
Basement Area	1,828 sqft
Unfinished Basement	1,828 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,412 sqft (0.193 acres)
Lot Dimensions	160 ft deep x 44 ft wide
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 FRONT ST
City	SCHENECTADY
State	NY
Zip	12305-1327
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND BRICK
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1737 UNION ST, SCHENECTADY, NY 12309-6275
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU
Jul 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	202234593
Deed Book / Page	2087 / 668
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	207 FRONT ST, SCHENECTADY, NY 12305-1327
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 UNION ST, SCHENECTADY, NY 12309-6275

Mortgage

Document Number	0000036215
Date	Jun 23, 2023
Book Page	5312/301
Instrument	202336215

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2033

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 1, 2022
Property Address	207 FRONT ST, SCHENECTADY, NY 12305-1327
Document Number	0000034593
Book / Page	2087 / 668
Instrument Date	Jun 21, 2022
Instrument	202234593
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2129 DESERT WOODS DR, 2129, HENDERSON, NV 89012-6137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARDIN DR, HALFMOON, NY 12065-4513

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00 (+1.01%)	$120,000 (-) Land $26,400 Building $93,600	$198,708 (+30.82%) Land $43,716 Building $154,992
2023		$120,000 (-) Land $26,400 Building $93,600	$151,899 (+3.8%) Land $33,418 Building $118,481
2022		$120,000 Land $26,400 Building $93,600	$146,341 Land $32,195 Building $114,146
2021	$4,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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