2129 Watermill Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2129 Watermill Rd, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,979 sqft · built 2005
Lot Size	0.022 acres (969 sqft)
Owner	2 Individual Names on File
Last Sale	$674,000 (Dec 2014)
Tax Bill	$13,849 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-370-053-9`

Property Details

APN / Parcel Number

Primary APN	`223-370-053-9`
Alternative APN	`223-370-053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	890 sqft
Basement Area	141 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	969 sqft (0.022 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2129 WATERMILL RD
City	SAN RAMON
State	CA
Zip	94582-2921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T8669 L1 U154
Legal Subdivision	AMBRIDGE/WINDEMERE SUB 8669 PH
Legal Tract	8669
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1002
Census Tract	355115

Owner

2129 Watermill Rd, a condominium, is owned and occupied by two individuals who acquired it in November 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2129 WATERMILL RD, SAN RAMON, CA 94582-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Quit Claim Deed FIRST AMERICAN TITLE
Nov 6, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2014 · Amount on File
Deed Sale	Dec 16, 2014 · Amount on File
Prior Sale	Sep 9, 2005 · Amount on File
Deed Document Number	2014222778
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000265178
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	2129 WATERMILL RD, SAN RAMON, CA 94582-2921
Document Number	0000265178
Instrument Date	Nov 2, 2020
Instrument	265178
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6562 ROCKY CREST DR SAN JOSE CA 951201632, SAN JOSE, CA 95120-1632

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	2129 WATERMILL RD, SAN RAMON, CA 94582-2921
Document Number	0000265179
Instrument Date	Nov 2, 2020
Instrument	265179
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 WATERMILL RD SAN RAMON CA 945822921, SAN RAMON, CA 94582-2921

Mortgage

Document Number	265181
Date	Nov 6, 2020
Instrument	265181

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Watermill Rd was $13,849.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,234 (+2%) Land $645,886 Building $311,348
2025	$13,849.00	$938,466 Land $633,222 Building $305,244
2023	$13,636.00 (+0.51%)	$902,026 Land $608,634 Building $293,392
2022	$13,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2129 Watermill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Watermill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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