2115 Watermill Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2115 Watermill Rd, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,346 sqft · built 2003
Lot Size	0.027 acres (1,190 sqft)
Owner	2 Individual Names on File
Last Sale	$1,195,000 (Jul 2021)
Tax Bill	$17,418 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-370-056-2`

Property Details

APN / Parcel Number

Primary APN	`223-370-056-2`
Alternative APN	`223-370-056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	968 sqft
Basement Area	206 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	1,190 sqft (0.027 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2115 WATERMILL RD
City	SAN RAMON
State	CA
Zip	94582-2921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T8669 L1 U157
Legal Subdivision	AMBRIDGE/WINDEMERE
Legal Tract	8669
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1002
Census Tract	355115

Owner

2115 Watermill Rd, a condominium, is owned and occupied by two individuals who bought it in July 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2115 WATERMILL RD, SAN RAMON, CA 94582-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage PENTAGON FCU
May 4, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	2021194597
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0000082964
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 9, 2021
Property Address	2115 WATERMILL RD, SAN RAMON, CA 94582-2921
Document Number	0000194597
Map Reference	MB 451 PG 47
Instrument Date	Jun 23, 2021
Instrument	2021-194597
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2115 WATERMILL RD, SAN RAMON, CA 94582-2921

Mortgage

Document Number	0000194598
Date	Jul 9, 2021
Instrument	2021-194598

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 4, 2017
Property Address	2115 WATERMILL RD, SAN RAMON, CA 94582-2921
Document Number	0000077389
Instrument Date	Apr 24, 2017
Instrument	77389
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11040 BOLLINGER CANYON RD #E91 SAN RAMON CA 945824969, E91, SAN RAMON, CA 94582-4969

Mortgage

Document Number	77391
Date	May 4, 2017
Instrument	77391

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Watermill Rd was $17,418.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,100,000 (-13.26%) Land $644,352 Building $455,648
2025	$17,418.00	$1,268,142 Land $742,845 Building $525,297
2023	$17,084.00 (+1.28%)	$1,218,900 Land $714,000 Building $504,900
2022	$16,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2115 Watermill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Watermill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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