2123 Pine Tree Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2123 Pine Tree Ln, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 2005
Lot Size0.274 acres (11,943 sqft)
OwnerIndividual Name on Record
Last Sale$176,400 (Jun 2005)
Tax Bill$1,259 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APN14-05-24-006350-001-13

Property Details

APN / Parcel Number

Primary APN14-05-24-006350-001-13

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
Gross Area2,226 sqft
1st Floor Area1,806 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,943 sqft (0.274 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area64 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2123 PINE TREE LN
CityMIDDLEBURG
StateFL
Zip32068-5041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 13 HONEYSUCKLE HILL AS REC OR 2547 PG 392, 4793 PG 1975, 4797 PG 681
Legal Range24E
Legal Township05S
Legal Section14
Legal SubdivisionHONEYSUCKLE HILL
Legal Lot Number13
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3012
Census Tract30103

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 23, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2005 · Amount on Record
Deed SaleJun 17, 2005 · Amount on Record
Deed Document Number200541014
Deed Book / Page2547 / 392
Last Transfer DateJan 22, 2024
Transfer Doc0047970681
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041

Mortgage

Document Number0047921430
DateFeb 6, 2024
Book Page4792/1430
Instrument2024005478
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 22, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateFeb 23, 2024
Property Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041
Document Number0047970681
Book / Page4797 / 681
Map ReferenceMB 45 PG 28&29
Instrument DateJan 22, 2024
Instrument2024008478
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041

Transferred To (Grantee/Buyer)

NameVerified Name
Address2123 PINE TREE LN, MIDDLEBURG, FL 32068-5041

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,259.00 (+5.27%)$122,742 (+5.99%)$264,851 (-0.65%) Land $50,000 Building $214,851
2024$1,196.00 (-19.35%)
2023$1,483.00 (+12.35%) Homeowner's exemption$115,809 (+3%)$266,589 (+20.32%) Land $50,000 Building $216,589
2022$1,320.00 Homeowner's exemption$112,436$221,570 Land $40,000 Building $181,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Pine Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number