2128 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 2128 E 12th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,674 sqft · built 2021
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$385,900 (Jul 2021)
Tax Bill	$4,722 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11281-250-530`

Property Details

APN / Parcel Number

Primary APN	`11281-250-530`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,674 sqft Heated Area
Gross Area	3,547 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Driveway	Driveway
Driveway Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2128 E 12TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	PLANTATION AT COLLEGE POINT LOT 53 ORB 4434 P 1624
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	PLANTATION AT COLLEGE POINT
Legal Lot Number	53
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Bay County records · APN 11281-250-530

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
May 12, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Jan 14, 2020	Loan Modification, Mortgage NOT AVAILABLE
Dec 28, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Sep 24, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2021054380
Deed Book / Page	4434 / 1624
Record Updated	Jun 08, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 15, 2021
Property Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Document Number	0044341624
Book / Page	4434 / 1624
Map Reference	MB 25 PG 28-31
Instrument Date	Jul 14, 2021
Instrument	2021054380
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 07, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,701.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110

Mortgage

Document Number	0044341625
Date	Jul 15, 2021
Instrument	4434/1625

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Document Number	0042571104
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0042571104
Date	Jun 01, 2020
Book Page	004257/001104
Instrument	35267

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	May 31, 2021

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Document Number	0042151314
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Document Number	0040821427
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040821427
Date	Jan 24, 2019
Book Page	004082/001427
Instrument	9486

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Jan 23, 2020

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	2128 E 12TH ST, LYNN HAVEN, FL 32444-3110
Document Number	0040561526
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040561526
Date	Oct 30, 2018
Book Page	004056/001526
Instrument	61522

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Oct 29, 2019

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$394,462 (+8.79%) Land $60,010 Building $334,452	$394,462 (+8.79%) Land $60,010 Building $334,452
2024	$4,722.00 (+3.1%)
2023	$4,580.00 (+17.62%)	$362,584 (+8.61%) Land $53,756 Building $308,828	$362,584 (+8.61%) Land $53,756 Building $308,828
2022	$3,894.00	$333,827 Land $48,950 Building $284,877	$333,827 Land $48,950 Building $284,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 361 locations within half a mile of this property.

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