Bay County property record for 2121 E 12th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1966 |
| Lot Size | 0.787 acres (34,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Dec 2021) |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11309-000-000 |
| Primary APN | 11309-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Heated Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 1,276 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,325 sqft (0.787 acres) |
| Lot Dimensions | 150 ft deep x 229 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 2121 E 12TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE POINT ESTATES UNIT #1 LOT 34 & 35 ORB 4506 P 178 MAP-115C |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | COLLEGE POINT |
| Legal Lot Number | 34,35 35 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1402 |
Source: Bay County records · APN 11309-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 GEORGIA AVE, LYNN HAVEN, FL 32444-1742 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Mar 03, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 03, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Deed Document Number | 2021098882 |
| Deed Book / Page | 4506 / 178 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 2121 E 12TH ST, LYNN HAVEN, FL 32444-3109 |
| Document Number | 0045060178 |
| Book / Page | 4506 / 178 |
| Map Reference | MB 10 PG 9 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021098882 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | NOT AVAILABLE, DEFENDER T&E AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3216 SINGLETARY RD, 3216, SLOCOMB, AL 36375-4375 |
| Name | Verified Name |
|---|---|
| Address | 508 GEORGIA AVE, LYNN HAVEN, FL 32444-1742 |
| Document Number | 0004506180 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 4506/180 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2121 E 12TH ST, LYNN HAVEN, FL 32444-3109 |
| Document Number | 0038801323 |
| Instrument Date | Mar 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2121 E 12TH ST #K LYNN HAVEN FL 324443109, K, LYNN HAVEN, FL 32444-3109 |
| Document Number | 0038801323 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 003880/001323 |
| Instrument | 12928 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Mar 08, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2121 E 12TH ST, LYNN HAVEN, FL 32444-3109 |
| Document Number | 0038801308 |
| Instrument Date | Mar 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2121 E 12TH ST LYNN HAVEN FL 324443109, LYNN HAVEN, FL 32444-3109 |
| Document Number | 0038801308 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 003880/001308 |
| Instrument | 12927 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Mar 08, 2091 |
| Rate | 4.36% |
|---|
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+13.61%) | $245,558 (+16.74%) Land $137,400 Building $108,158 | $245,558 (+16.74%) Land $137,400 Building $108,158 |
| 2023 | $2,674.00 (+14.08%) | $210,347 (+5.39%) Land $107,172 Building $103,175 | $210,347 (+5.39%) Land $107,172 Building $103,175 |
| 2022 | $2,344.00 | $199,594 Land $105,340 Building $94,254 | $199,594 Land $105,340 Building $94,254 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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