Bay County property record for 2116 E 12th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,997 sqft · built 2022 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $501,025 (Apr 2022) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11281-250-510 |
| Primary APN | 11281-250-510 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,997 sqft Heated Area |
| Gross Area | 3,804 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 990 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2116 E 12TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | PLANTATION AT COLLEGE POINT LOT 51 ORB 4556 P 1588 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION AT COLLEGE POINT |
| Legal Lot Number | 51 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1402 |
Source: Bay County records · APN 11281-250-510
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| May 12, 2020 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Jan 14, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Dec 28, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Sep 24, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Deed Document Number | 2022031935 |
| Deed Book / Page | 4556 / 1588 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0045561588 |
| Book / Page | 4556 / 1588 |
| Map Reference | MB 25 PG 28-31 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022031935 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,507.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17745 ASHLEY DR, PANAMA CITY BEACH, FL 32413-5120 |
| Name | Verified Name |
|---|---|
| Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0045561589 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 4556/1589 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0042571104 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0042571104 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 004257/001104 |
| Instrument | 35267 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | May 31, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0042151314 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0040821427 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040821427 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 004082/001427 |
| Instrument | 9486 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Jan 23, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2116 E 12TH ST, LYNN HAVEN, FL 32444-3110 |
| Document Number | 0040561526 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040561526 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 004056/001526 |
| Instrument | 61522 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Oct 29, 2019 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 (-5.54%) Homeowner's exemption | $415,861 (-3.17%) Land $60,010 Building $355,851 | $415,861 (-3.17%) Land $60,010 Building $355,851 |
| 2023 | $4,928.00 (+772.21%) Homeowner's exemption | $429,458 (+777.34%) Land $53,756 Building $375,702 | $429,458 (+777.34%) Land $53,756 Building $375,702 |
| 2022 | $565.00 | $48,950 Land $48,950 | $48,950 Land $48,950 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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