McLennan County property record for 2128 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,116 sqft · built 1954 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,499 (Sep 2025) |
| Tax Bill | $3,685 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2020 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042400-064400-0 |
| Primary APN | 48-042400-064400-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Flooring | Carpet |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 366 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 2128 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | UNIVERSITY HTS LOT 6 BLOCK 56 ACRES .1894 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Block | 56 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 1100 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1932 WEBSTER AVE, WACO, TX 76706-1830 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 9, 2020 | Vendor's Lien, Transfer KALOS PROPERTIES LLC |
| Jan 21, 2020 | Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE |
| Mar 21, 2019 | Grant Deed, Transfer KALOS PROPS LLC |
| Jan 19, 2018 | Loan Modification, Mortgage FIDELITY BK/TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2020 · Amount on Record |
| Deed Document Number | 202526645 |
| Prior Transfer Date | Mar 1, 2020 |
| Prior Transfer Doc | 0000008014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 9, 2020 |
| Property Address | 2128 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Document Number | 0000008014 |
| Map Reference | VOL 65 PG 613 |
| Instrument Date | Mar 1, 2020 |
| Instrument | 2020008014 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2128 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Document Number | 0000008015 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020008015 |
| Name | KALOS PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 21, 2020 |
| Property Address | 2128 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Document Number | 0000002124 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 2124 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 21, 2019 |
| Property Address | 2128 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Document Number | 0000009554 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 9554 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2128 CUMBERLAND AVE WACO TX 767071411, WACO, TX 76707-1411 |
| Document Number | 9555 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 9555 |
| Name | KALOS PROPS LLC |
|---|---|
| Address | PO BOX 24115, WACO, TX 76702-4115 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2128 CUMBERLAND AVE, WACO, TX 76707-1411 |
| Document Number | 0000002356 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115 |
| Document Number | 0000002356 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2356 |
| Name | FIDELITY BK/TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76708 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 24, 2038 |
| Rate | 5% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,711 (-3.79%) Land $18,068 Building $139,643 | $157,711 (-3.79%) Land $18,068 Building $139,643 | |
| 2025 | $3,685.00 (+5.08%) | $163,920 (+12.57%) Land $16,420 Building $147,500 | $163,920 (+12.57%) Land $16,420 Building $147,500 |
| 2024 | $3,507.00 (+7.44%) | ||
| 2023 | $145,620 Land $16,420 Building $129,200 | $145,620 Land $16,420 Building $129,200 | |
| 2022 | $3,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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