McLennan County property record for 2115 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,016 sqft · built 1910 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042400-056100-7 |
| Primary APN | 48-042400-056100-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 2115 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | UNIVERSITY HTS LOT 11 BLOCK 47 ACRES .1894 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Block | 47 |
| Legal Lot Number | 11 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 1100 |
Source: McLennan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2115 CUMBERLAND AVE, WACO, TX 76707-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Dec 14, 2022 | Warranty Deed, Transfer ALAMO TITLE COMPANY |
| Mar 18, 2021 | Intrafamily Transfer, Transfer · Line of Credit HAPPY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2022 |
| Deed Sale | Dec 14, 2022 |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 202247079 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0000039807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2115 CUMBERLAND AVE, WACO, TX 76707-1410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036775 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020036775 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Dec 18, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 14, 2022 |
| Property Address | 2115 CUMBERLAND AVE, WACO, TX 76707-1410 |
| Document Number | 0000047079 |
| Map Reference | VOL 65 PG 613 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022047079 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2115 CUMBERLAND AVE, WACO, TX 76707-1410 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 18, 2021 |
| Property Address | 2115 CUMBERLAND AVE, WACO, TX 76707-1410 |
| Document Number | 0000009906 |
| Map Reference | VOL 65 PG 613 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021009906 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9900 SPECTRUM DR, AUSTIN, TX 78717-4555 |
| Document Number | 0000009907 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021009907 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,297 (-4.11%) Land $18,068 Building $63,229 | $81,297 (-4.11%) Land $18,068 Building $63,229 | |
| 2025 | $1,906.00 (+4.5%) | $84,780 (+12.5%) Land $16,420 Building $68,360 | $84,780 (+12.5%) Land $16,420 Building $68,360 |
| 2024 | $1,824.00 (+7.99%) | ||
| 2023 | $75,360 Land $16,420 Building $58,940 | $75,360 Land $16,420 Building $58,940 | |
| 2022 | $1,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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