2125 Cumberland Ave, Waco, TX 76707 Property Records

McLennan County property record for 2125 Cumberland Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1947
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$73,100 (Feb 2012)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-042400-055800-7`

Property Details

APN / Parcel Number

Primary APN	`48-042400-055800-7`
Alternative APNs	`4804240005580070111` `194624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1973
Exterior Material	Asbestos
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	126 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2125 CUMBERLAND AVE
City	WACO
State	TX
Zip	76707-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	UNIVERSITY HTS LOT 8 BLOCK 47 ACRES .1894
Legal Subdivision	UNIVERSITY HTS
Legal Block	47
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4036
Census Tract	1100

Owner

2125 Cumberland Ave is owned and occupied by two individuals who bought it in February 2012.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2125 CUMBERLAND AVE, WACO, TX 76707-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2012 · Amount on File
Deed Sale	Feb 6, 2012 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	20123515
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	0000003515
Record Updated	Oct 29, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2125 CUMBERLAND AVE, WACO, TX 76707-1410
Document Number	0000004856
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2125 CUMBERLAND AVE WACO TX 767071410, WACO, TX 76707-1410

Mortgage

Document Number	0000004856
Date	Feb 14, 2019
Instrument	4856

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 13, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2125 Cumberland Ave was $1,174 with a homeowner's exemption, down 1.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,485 (+1%)	$166,652 (-5.27%) Land $18,068 Building $148,584
2025	$1,174.00 (-1.59%) Homeowner's exemption	$125,895	$175,920 Land $16,420 Building $159,500
2024	$1,193.00
2023		$153,920 Land $16,420 Building $137,500	$153,920 Land $16,420 Building $137,500
2022	$988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20