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  5. N Annapolis Ave

2045 N Annapolis Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2045 N Annapolis Ave, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,691 sqft · built 1984
Lot Size1.03 acres (45,266 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Apr 2021)
Tax Bill$2,709 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00360-013.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00360-013.0
Alternative APNs
  • 1818S19E0110003600130
  • 2297913

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,691 sqft Living Area
1st Floor Area2,691 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area45,266 sqft (1.03 acres)
Lot Dimensions243 ft deep x 185 ft wide
Garage Area429 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area315 sqft
Patio Area60 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2297913
Old Parcel Number1818S19E0110003600130
Street Address2045 N ANNAPOLIS AVE
CityHERNANDO
StateFL
Zip34442-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 13 BLK 36
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block36
Legal Lot Number13
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2007
Census Tract450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2045 N ANNAPOLIS AVE, HERNANDO, FL 34442-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · VA Mortgage
NEW AMERICAN FUNDING
Apr 15, 2021Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleAug 22, 2013 · Amount on Record
Deed Document Number2021024713
Deed Book / Page3154 / 1882
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2045 N ANNAPOLIS AVE, HERNANDO, FL 34442-4735
Transaction TypeMortgage
Record UpdatedMar 8, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 N ANNAPOLIS AVE, HERNANDO, FL 34442-4735

Mortgage

Document Number0033541877
DateFeb 10, 2023
Book Page3354/1877
Instrument2023008024
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressAUSTIN, TX 78717
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 15, 2021
Property Address2045 N ANNAPOLIS AVE, HERNANDO, FL 34442-4735
Document Number0031541882
Book / Page3154 / 1882
Map ReferenceMB 9 PG 73-83
Instrument DateMar 17, 2021
Instrument2021024713
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyINCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2045 N ANNAPOLIS AVE, 2045, HERNANDO, FL 34442-4735

Transferred To (Grantee/Buyer)

NameVerified Name
Address2045 N ANNAPOLIS AVE, HERNANDO, FL 34442-4735

Mortgage

Document Number31541884
DateApr 15, 2021
Instrument3154/1884
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,709.00 (+4.88%) Homeowner's exemption Additional exemption filed$292,888 (-3.77%) Land $31,000 Building $261,888$292,888 (-3.77%) Land $31,000 Building $261,888
2024$2,583.00 (+2.5%) Homeowner's exemption Additional exemption filed$304,349 (-0.19%) Land $29,500 Building $274,849$304,349 (-0.19%) Land $29,500 Building $274,849
2023$2,520.00 (-34.34%) Homeowner's exemption Additional exemption filed$304,934 (+21.09%) Land $25,500 Building $279,434$304,934 (+21.09%) Land $25,500 Building $279,434
2022$3,838.00 Additional exemption filed$251,819 Land $17,250 Building $234,569$251,819 Land $17,250 Building $234,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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