2127 Harbor Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2127 Harbor Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,455 sqft · built 1972
Lot Size0.444 acres (19,345 sqft)
Owner2 Individual Names on Record
Last Sale$281,900 (Oct 1990)
Tax Bill$5,985 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-863-24551608

Property Details

APN / Parcel Number

Primary APN03-863-24551608
Alternative APNs
  • 386324551608
  • 86324551608

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,455 sqft Living Area
Gross Area4,079 sqft
1st Floor Area1,404 sqft
Basement Area875 sqft
Finished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,345 sqft (0.444 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number86324551608
Street Address2127 HARBOR DR
CityANNAPOLIS
StateMD
Zip21409-5716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 14 SC 2 TYDINGS ON BAY-POD PT
Legal SubdivisionTYDINGS ON BAY-POD PT
Legal Block2
Legal Lot Number14
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2001
Census Tract731002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2127 HARBOR DR, ANNAPOLIS, MD 21409-5716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 1990 · Amount on Record
Deed SaleOct 25, 1990 · Amount on Record
Deed Book / Page5198 / 684
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2127 HARBOR DR, ANNAPOLIS, MD 21409-5716
Transaction TypeMortgage
Record UpdatedApr 5, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2127 HARBOR DR, ANNAPOLIS, MD 21409-5716

Mortgage

Document Number0384910055
DateMar 17, 2022
Book Page38491/55
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$707,133 (+17.36%)$751,500 (+21.52%) Land $380,200 Building $371,300
2025$5,985.00 (+15.85%)
2023$5,166.00 Homeowner's exemption$602,533$618,400 Land $321,000 Building $297,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims25 (1979–2004)
Claims Outside the SFHA5 of 25
Most Recent ClaimApr 2004 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor Dr

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