Anne Arundel County property record for 2121 Harbor Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,266 sqft · built 1986 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Feb 1999) |
| Tax Bill | $6,001 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-863-19110915 |
| Primary APN | 03-863-19110915 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,476 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,000 sqft (0.528 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Deck Area | 785 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Boat Access | Boat Access |
| Boat House | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 86319110915 |
|---|---|
| Street Address | 2121 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | LT 11 SC 2 TYDINGS ON BAY POD PT |
| Legal Subdivision | TYDINGS ON BAY POD PT |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731002 |
Source: Anne Arundel County assessment roll, APN 03-863-19110915, as of August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2121 HARBOR DR, ANNAPOLIS, MD 21409-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 1999 · Amount on Record |
| Deed Sale | Feb 23, 1999 · Amount on Record |
| Prior Sale | May 01, 1986 · Amount on Record |
| Deed Document Number | 19992012 |
| Deed Book / Page | 9018 / 724 |
| Last Transfer Date | Jul 31, 2015 |
| Transfer Doc | 0287400266 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2121 HARBOR DR, ANNAPOLIS, MD 21409-5716 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2121 HARBOR DR, ANNAPOLIS, MD 21409-5716 |
| Document Number | 0377670072 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 37767/72 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Sep 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2121 HARBOR DR, ANNAPOLIS, MD 21409-5716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TOUCHSTONE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0346670348 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 34667/348 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Anne Arundel County assessment roll as of August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105,567 (+25.36%) | $1,296,500 (+28.35%) Land $990,500 Building $306,000 | |
| 2024 | $6,001.00 (+14.26%) | ||
| 2023 | $5,252.00 Homeowner's exemption | $881,933 | $1,010,100 Land $748,000 Building $262,100 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1979–2004) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 69 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System, water system MD0020017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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