2125 Harbor Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2125 Harbor Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,964 sqft · built 1985
Lot Size	0.415 acres (18,095 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Sep 2018)
Tax Bill	$7,504 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-863-33640860`

Property Details

APN / Parcel Number

Primary APN	`03-863-33640860`
Alternative APNs	`386333640860` `86333640860`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,095 sqft (0.415 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	578 sqft
Deck Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	86333640860
Street Address	2125 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21409-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 13 SC 2 TYDINGS ON BAY-POD PT
Legal Subdivision	TYDINGS ON BAY-POD PT
Legal Block	2
Legal Lot Number	13
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2125 HARBOR DR, ANNAPOLIS, MD 21409-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED HOME MORTGAGE CO INC
Sep 25, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Sep 11, 1995 · Amount on Record
Deed Book / Page	32513 / 179
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2125 HARBOR DR, ANNAPOLIS, MD 21409-5716
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347470041
Date	Jun 16, 2020
Book Page	34747/41

Lender

Name	GUARANTEED HOME MORTGAGE CO INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 25, 2018
Property Address	2125 HARBOR DR, ANNAPOLIS, MD 21409-5716
Document Number	0325130179
Book / Page	32513 / 179
Map Reference	MB32 FO48
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,248.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 HARBOR DR, ANNAPOLIS, MD 21409-5716

Mortgage

Document Number	0032513185
Date	Sep 25, 2018
Instrument	32513/185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,567 (+18.99%)	$781,800 (+23.88%) Land $374,900 Building $406,900
2025	$7,504.00 (+13.29%)
2023	$6,624.00 Homeowner's exemption	$614,800	$631,100 Land $317,200 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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