2125 Big Ranch Rd, Napa, CA 94558 Property Records

Napa County property record for 2125 Big Ranch Rd, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,760 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	Trust Name on File
Last Sale	$515,000 (Jun 2014)
Tax Bill	$9,304 (2026)
Deeds & Mortgages	May 2021 Construction Loan Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-170-023-000`

Property Details

APN / Parcel Number

Primary APN	`038-170-023-000`
Alternative APNs	`038-170-023` `03817023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Shake/Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	038-170-023
Street Address	2125 BIG RANCH RD
City	NAPA
State	CA
Zip	94558-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCUR
Legal Description	MAP NO 3929 25R/S20 ; 038170026000000000038170026000 P
Legal Subdivision	NAPA RANCHO
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	200602

Owner

2125 Big Ranch Rd is owner-occupied and held in a trust since April 2015.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	2125 BIG RANCH RD, NAPA, CA 94558-7002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Aug 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on File
Deed Sale	Jun 6, 2014 · Amount on File
Deed Document Number	201411304
Last Transfer Date	Apr 15, 2015
Transfer Doc	0000026622
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2125 BIG RANCH RD, NAPA, CA 94558-7002
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BIG RANCH RD, NAPA, CA 94558-7002

Mortgage

Document Number	0000015745
Date	May 5, 2021
Instrument	2021-0015745

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2125 BIG RANCH RD, NAPA, CA 94558-7002
Document Number	0000014244
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2125 BIG RANCH RD NAPA CA 945587002, NAPA, CA 94558-7002

Mortgage

Document Number	0000014244
Date	Jun 19, 2020
Instrument	14244

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2125 BIG RANCH RD, NAPA, CA 94558-7002
Document Number	0000019698
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2125 BIG RANCH RD NAPA CA 945587002, NAPA, CA 94558-7002

Mortgage

Document Number	0000019698
Date	Aug 31, 2017
Instrument	19698

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2125 Big Ranch Rd was $9,304 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,304.00 (+2.14%) Homeowner's exemption	$759,412 (+2%) Land $343,849 Building $415,563	$759,412 Land $343,849 Building $415,563
2025	$9,109.00 Homeowner's exemption	$744,522 Land $337,107 Building $407,415
2023	$8,665.00 (+1.39%) Homeowner's exemption	$715,614 Land $324,018 Building $391,596
2022	$8,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 Big Ranch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2125 Big Ranch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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