Anoka County property record for 2125 Bay Dr, Hugo, MN 55038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 2020 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Aug 2026) |
| Tax Bill | $2,204 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-31-22-34-0038 |
| Primary APN | 13-31-22-34-0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,814 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2125 BAY DR |
|---|---|
| City | HUGO |
| State | MN |
| Zip | 55038-4690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 13 |
| Legal Subdivision | WATERMARK |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50230 |
2125 Bay Dr is owned and occupied by an individual who bought it in August 2026.
Source: Anoka County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2125 BAY DR, HUGO, MN 55038-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL |
| Jul 16, 2026 | Deed, Transfer |
| Jun 21, 2021 | Limited Warranty Deed, Transfer · VA Mortgage GOLDWATER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 20262473622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Aug 5, 2026 |
| Property Address | 2125 BAY DR, HUGO, MN 55038-4690 |
| Document Number | 0002473622 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20262473622 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,655.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 BAY DR, HUGO, MN 55038-4690 |
| Document Number | 0002473622, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20262473622 |
| Name | ALERUS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 2125 BAY DR, HUGO, MN 55038-4690 |
| Document Number | 0001897642 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20261897642 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 BAY DR, HUGO, MN 55038-4690 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 21, 2021 |
| Property Address | 2125 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2323927001 |
| Instrument Date | Jun 18, 2021 |
| Instrument | A2323927.001 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,089.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2323927003 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | A2323927.003 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 2125 Bay Dr was $2,204.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 | $322,900 Land $80,000 Building $242,900 | $322,900 Land $80,000 Building $242,900 |
| 2024 | $1,923.00 | $314,100 Land $68,600 Building $245,500 | $314,100 Land $68,600 Building $245,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2125 Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2125 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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