Anoka County property record for 2131 Bay Dr, Hugo, MN 55038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jun 2026) |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-31-22-34-0041 |
| Primary APN | 13-31-22-34-0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2131 BAY DR |
|---|---|
| City | HUGO |
| State | MN |
| Zip | 55038-4690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 13 |
| Legal Subdivision | WATERMARK |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50230 |
2131 Bay Dr is owned and occupied by an individual who bought it in June 2026.
Source: Anoka County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2131 BAY DR, HUGO, MN 55038-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer |
| Dec 10, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Document Number | 20261880317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 1, 2026 |
| Property Address | 2131 BAY DR, HUGO, MN 55038-4690 |
| Document Number | 0001880317 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261880317 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2131 BAY DR, HUGO, MN 55038-4690 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Dec 10, 2021 |
| Property Address | 2131 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2348880001 |
| Instrument Date | Nov 30, 2021 |
| Instrument | A2348880.001 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | LENNAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,117.43 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2131 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2348880003 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | A2348880.003 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+11.53%) | $320,100 (+3.16%) Land $80,000 Building $240,100 | $320,100 (+3.16%) Land $80,000 Building $240,100 |
| 2024 | $4,008.00 (-4.59%) | $310,300 (-2.48%) Land $68,600 Building $241,700 | $310,300 (-2.48%) Land $68,600 Building $241,700 |
| 2023 | $4,201.00 | $318,200 Land $60,500 Building $257,700 | $318,200 Land $60,500 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2131 Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2131 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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