2122 Bay Dr, Hugo, MN 55038 Property Records

Anoka County property record for 2122 Bay Dr, Hugo, MN 55038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$349,725 (Feb 2022)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-31-22-34-0111`

Property Details

APN / Parcel Number

Primary APN	`13-31-22-34-0111`
Alternative APN	`1729221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,815 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2122 BAY DR
City	HUGO
State	MN
Zip	55038-4690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS
Legal Range	22W
Legal Township	31N
Legal Section	13
Legal Subdivision	WATERMARK
Legal Block	6
Legal Lot Number	86
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	2
Census Block	2021
Census Tract	50230

Owner

Source: Anoka County records · APN 13-31-22-34-0111

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2122 BAY DR, HUGO, MN 55038-4690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20221380490
Record Updated	Sep 20, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Feb 24, 2022
Property Address	2122 BAY DR, LINO LAKES, MN 55038-4690
Document Number	A2357152001
Instrument Date	Feb 18, 2022
Instrument	A2357152.001
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 BAY DR, LINO LAKES, MN 55038-4690

Mortgage

Document Number	A2357152003
Date	Feb 24, 2022
Instrument	A2357152.003

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+7.04%) Homeowner's exemption	$320,100 (+3.16%) Land $80,000 Building $240,100	$320,100 (+3.16%) Land $80,000 Building $240,100
2024	$3,664.00	$310,300 Land $68,600 Building $241,700	$310,300 Land $68,600 Building $241,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 441 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Lino Lakes serves 18,608 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.