2124 N 5th St, Waco, TX 76708 Property Records

McLennan County property record for 2124 N 5th St, Waco, TX 76708

Property Summary

Property Type	Commercial
Details	600 sqft · built 1925
Lot Size	0.453 acres (19,737 sqft)
Owner	Individual Name on File
Tax Bill	$1,219 (2024)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480023000001008`

Property Details

APN / Parcel Number

Primary APN	`480023000001008`
Alternative APNs	`4800230000010080111` `162462`

Interior

Stories	1 Story
Building Area	600 sqft Total Area
1st Floor Area	600 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Exterior Material	Other
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	19,737 sqft (0.453 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Canopy	540 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	162462
Old Parcel Number	4800230000010080111
Street Address	2124 N 5TH ST
City	WACO
State	TX
Zip	76708-3608
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3D
Legal Description	BARNARD J H SUB LOT 1 BLOCK 121 ACRES .4531
Legal Subdivision	BARNARD J H SUB
Legal Block	121
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	1300

Owner

Source: McLennan County records · APN 480023000001008

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 STAMFORD CT, WACO, TX 76712-8572
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2009
Deed Sale	Feb 09, 2009
Deed Document Number	2009005073
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2124 N 5TH ST, WACO, TX 76708-3608
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039602
Date	Dec 04, 2017
Instrument	2017039602

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,872 (+19.67%) Land $90,790 Building $8,830	$99,620 (+83.77%) Land $90,790 Building $8,830
2024	$1,219.00 (+0.33%)
2023		$54,210 Land $45,400 Building $8,810	$54,210 Land $45,400 Building $8,810
2022	$1,215.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 104 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.