2123 N 5th St, Waco, TX 76708 Property Records

McLennan County property record for 2123 N 5th St, Waco, TX 76708

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 3,959 sqft · built 1925
Lot Size0.121 acres (5,249 sqft)
Owner2 Individual Names on File
Last Sale$438,900 (Jun 2022)
Tax Bill$1,124 (2025)
Deeds & MortgagesJan 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN48-033800-004200-2

Property Details

APN / Parcel Number

Primary APN48-033800-004200-2
Alternative APNs
  • 4803380000420020111
  • 185791

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,959 sqft Gross Area
1st Floor Area1,959 sqft
2nd Floor Area2,000 sqft
FlooringTile

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialOther
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeReinforced Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area5,249 sqft (0.121 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage Area969 sqft
PorchOpen Porch
Porch Area540 sqft
Canopy41 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address2123 N 5TH ST
CityWACO
StateTX
Zip76708-3607
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionPROCTOR SPRINGS LOT 7B BLOCK 5 ACRES .1205
Legal SubdivisionPROCTOR SPRINGS
Legal Block5
Legal Lot Number7B
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3005
Census Tract1300

Owner

2123 N 5th St, a commercial property, is owned by two individuals who bought it in June 2022.

Source: McLennan County records, as of September 2, 2026

Owner of Record2 Individual Names on File
Mailing Address5108 LAKE HIGHLANDS DR, WACO, TX 76710-2944
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2022 · Amount on File
Deed SaleJun 14, 2022 · Amount on File
Deed Document Number202223995
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 9, 2018
Property Address2123 N 5TH ST, WACO, TX 76708-3607
Document Number0000000798
Instrument DateJan 5, 2018
Instrument798
Transaction TypeConstruction Loan
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1714 COLUMBUS AVE WACO TX 767011155, WACO, TX 76701-1155

Mortgage

Document Number799
DateJan 9, 2018
Instrument799
Lender
NameLISA TORGERSEN
Address700 CEDAR CREST DR, WACO, TX 76708-2223
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 8, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2123 N 5th St was $1,124, down 19.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,000 (-) Land $24,150 Building $25,850$50,000 (-) Land $24,150 Building $25,850
2025$1,124.00 (-19.77%)$50,000 Land $24,150 Building $25,850$50,000 Land $24,150 Building $25,850
2024$1,401.00
2023$65,600 Land $12,070 Building $53,530$65,600 Land $12,070 Building $53,530
2022$1,470.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2123 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2123 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N 5th St

Nearby Streets

Search Property Records by Address or Parcel Number