2105 N 5th St, Waco, TX 76708 Property Records

McLennan County property record for 2105 N 5th St, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,295 sqft · built 2019
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Tax Bill$8,993 (2025)
Deeds & MortgagesMar 2019 Mortgage
Apr 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-033800-003300-4

Property Details

APN / Parcel Number

Primary APN48-033800-003300-4
Alternative APNs
  • 4803380000330040111
  • 185782

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,295 sqft Living Area
Gross Area2,635 sqft
1st Floor Area1,070 sqft
2nd Floor Area1,225 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area879 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2105 N 5TH ST
CityWACO
StateTX
Zip76708-3607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC2
Legal DescriptionPROCTOR SPRINGS LOT 3 BLOCK 5 ACRES .1894
Legal SubdivisionPROCTOR SPRINGS
Legal Block5
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3005
Census Tract1300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address301 COUNTRY LN, DRIPPING SPRINGS, TX 78620-5223
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Apr 29, 2020Warranty Deed, Transfer
FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC
Mar 14, 2019Deed of Trust, Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2105 N 5TH ST, WACO, TX 76708-3607
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009028
DateMar 18, 2019
Instrument2019009028
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 29, 2020
Property Address2105 N 5TH ST, WACO, TX 76708-3607
Document Number0000013759
Instrument DateApr 14, 2020
Instrument13759
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyFIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address819 WATER ST #160 KERRVILLE TX 780285343, 160, KERRVILLE, TX 78028-5343

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2105 N 5TH ST, WACO, TX 76708-3607
Document Number0000009029
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3008 BUCKSKIN LN ROBINSON TX 767067430, ROBINSON, TX 76706-7430

Mortgage

Document Number0000009029
DateMar 18, 2019
Instrument9029
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,518 (+11.88%) Land $25,245 Building $422,273$447,518 (+11.88%) Land $25,245 Building $422,273
2025$8,993.00 (-0.32%)$400,000 (-14.49%) Land $22,940 Building $377,060$400,000 (-14.49%) Land $22,940 Building $377,060
2024$9,022.00 (-13.96%)
2023$467,770 Land $22,940 Building $444,830$467,770 Land $22,940 Building $444,830
2022$10,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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