Anoka County property record for 2118 Bay Dr, Hugo, MN 55038 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2021 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $352,525 (Feb 2022) |
| Tax Bill | $3,922 (2026) |
| Deeds & Mortgages | Jan 2025 Transfer Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-31-22-34-0113 |
| Primary APN | 13-31-22-34-0113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2118 BAY DR |
|---|---|
| City | HUGO |
| State | MN |
| Zip | 55038-4690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 13 |
| Legal Subdivision | WATERMARK |
| Legal Block | 6 |
| Legal Lot Number | 88 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50230 |
Source: Anoka County records · APN 13-31-22-34-0113
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2118 BAY DR, HUGO, MN 55038-4690 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 08, 2025 | Intrafamily Transfer, Transfer |
| Feb 17, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 20221378992 |
| Last Transfer Date | Jan 07, 2025 |
| Transfer Doc | 0002430210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jan 08, 2025 |
| Property Address | 2118 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2430210001 |
| Instrument Date | Jan 07, 2025 |
| Instrument | A2430210.001 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2118 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Feb 17, 2022 |
| Property Address | 2118 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2356531002 |
| Instrument Date | Feb 11, 2022 |
| Instrument | A2356531.002 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,163.33 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, N600, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Address | 2118 BAY DR, LINO LAKES, MN 55038-4690 |
| Document Number | A2356531003 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | A2356531.003 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | White Bear Lake School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,922.00 (+9.71%) Homeowner's exemption | $320,100 (+3.16%) Land $80,000 Building $240,100 | $320,100 (+3.16%) Land $80,000 Building $240,100 |
| 2024 | $3,575.00 | $310,300 Land $68,600 Building $241,700 | $310,300 Land $68,600 Building $241,700 |
Source: FEMA National Flood Hazard Layer, Anoka County (27003C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270030502302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 4% of the US · above 14% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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