Stearns County property record for 2122 42nd St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 970 sqft · built 2008 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,900 (Jan 2014) |
| Tax Bill | $4 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-50777-0122 |
| Primary APN | 82-50777-0122 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 970 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Width | 42 ft Width |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2122 42ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD79 |
| Legal Description | LOT 007 BLK 004 SOUTHERN RIDGE SECTION 03 TOWNSHIP 123 RANGE 028 SECTION 03 TOWNSHIP 123 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 03 |
| Legal Subdivision | SOUTHERN RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 402 |
2122 42nd St S is owned and occupied by an individual who bought it in January 2014.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2122 42ND ST S, SAINT CLOUD, MN 56301-6292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2014 · Amount on File |
| Deed Sale | Jan 14, 2014 · Amount on File |
| Deed Document Number | 201466157 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2122 42nd St S was $4, down 5% from the year before.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (+14.73%) Land $50,000 Building $167,300 | $217,300 (+14.73%) Land $50,000 Building $167,300 | |
| 2025 | $4.00 (-5%) | $189,400 Land $50,000 Building $139,400 | $189,400 Land $50,000 Building $139,400 |
| 2024 | $8.00 (-99.57%) | ||
| 2023 | $1,840.00 | $176,700 Land $25,000 Building $151,700 | $176,700 Land $25,000 Building $151,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2122 42nd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2122 42nd St S is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
May also be available: Spectrum, Verizon.
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