Stearns County property record for 2118 42nd St S, Saint Cloud, MN 56301
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2024) |
| Tax Bill | $5,918 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-50777-0123 |
| Primary APN | 82-50777-0123 |
|---|
| Lot Area | 10,149 sqft (0.233 acres) |
|---|---|
| Lot Width | 45 ft Width |
| Cooling System | None |
|---|
| Street Address | 2118 42ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6292 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD79 |
| Legal Description | LOT 008 BLK 004 SOUTHERN RIDGE SECTION 03 TOWNSHIP 123 RANGE 028 SECTION 03 TOWNSHIP 123 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 03 |
| Legal Subdivision | SOUTHERN RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 402 |
2118 42nd St S is owned and occupied by an individual who bought it in August 2024.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2118 42ND ST S, SAINT CLOUD, MN 56301-6292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on File |
| Deed Sale | Aug 2, 2024 · Amount on File |
| Deed Document Number | 20241678213 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2118 42nd St S was $5,918, up 40.4% from the year before.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,918.00 (+40.44%) | $318,000 (-) Land $50,000 Building $268,000 | $318,000 (-) Land $50,000 Building $268,000 |
| 2025 | $4,214.00 Homeowner's exemption | $318,000 Land $50,000 Building $268,000 | $318,000 Land $50,000 Building $268,000 |
| 2023 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2118 42nd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2118 42nd St S is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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