2106 42nd St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2106 42nd St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 970 sqft · built 2008
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Dec 2024)
Tax Bill	$2,702 (2026)
Deeds & Mortgages	Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50777-0126`

Property Details

APN / Parcel Number

Primary APN	`82-50777-0126`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	970 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Width	45 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2106 42ND ST S
City	SAINT CLOUD
State	MN
Zip	56301-6292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD79
Legal Description	LOT 011 BLK 004 SOUTHERN RIDGE SECTION 03 TOWNSHIP 123 RANGE 028 SECTION 03 TOWNSHIP 123 RANGE 028
Legal Range	28W
Legal Township	123
Legal Section	03
Legal Subdivision	SOUTHERN RIDGE
Legal Block	4
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	402

Owner

2106 42nd St S is owned and occupied by two individuals who bought it in December 2024.

Source: Stearns County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2106 42ND ST S, SAINT CLOUD, MN 56301-6292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Dec 27, 2024 · Amount on File
Deed Document Number	20241685004
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 31, 2024
Property Address	2106 42ND ST S, SAINT CLOUD, MN 56301-6292
Document Number	00A1685004
Instrument Date	Dec 27, 2024
Instrument	A1685004
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	MAIN STREET TITLE AND CLOSING LL, MAIN STREET TITLE & CLOSINGS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 42ND ST S, SAINT CLOUD, MN 56301-6292

Tax Assessment & Valuation

The 2026 property tax bill for 2106 42nd St S was $2,702 with a homeowner's exemption, up 22.3% from the year before.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,702.00 (+22.26%)
2025	$2,210.00 Homeowner's exemption	$208,300 Land $50,000 Building $158,300	$208,300 Land $50,000 Building $158,300
2023	$2,044.00	$192,800 Land $25,000 Building $167,800	$192,800 Land $25,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 42nd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 42nd St S is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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