Lorain County property record for 2121 W 40th St, Lorain, OH 44053 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,958 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2004) |
| Tax Bill | $2,838.00 (2025) |
Source: Lorain County records · APN 02-02-014-115-009
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2121 W 40TH ST, LORAIN, OH 44053-2548 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| May 09, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2004 · Amount on Record |
| Deed Sale | Feb 23, 2004 · Amount on Record |
| Prior Sale | Apr 21, 2000 |
| Deed Doc Number | 2004000927 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2121 W 40TH ST, LORAIN, OH 44053-2548 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000076531 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025-0076531 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2121 W 40TH ST, LORAIN, OH 44053-2548 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 2121 W 40TH ST, LORAIN, OH 44053-2548 |
| Document Number | 0000012554 |
|---|---|
| Date | May 09, 2024 |
| Instrument | 2024-0012554 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,838.00 | $70,680 (+%) Land $10,220 Building $60,460 | $201,940 (-) Land $29,200 Building $172,740 |
| 2024 | $2,838.00 (+2.9%) | $70,679 (+35.37%) Land $10,220 Building $60,459 | $201,940 (+35.38%) Land $29,200 Building $172,740 |
| 2023 | $2,758.00 (+3.37%) | $52,210 (-) Land $10,122 Building $42,088 | $149,170 (-) Land $28,920 Building $120,250 |
| 2022 | $2,668.00 | $52,210 Land $10,120 Building $42,090 | |
| 2021 | $149,170 Land $28,920 Building $120,250 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-02-014-115-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,958 sqft Living Area |
| 1st Floor | 1,100 sqft 1st Floor |
| 2nd Floor | 858 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 148 ft x 73 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Porch | Open Porch |
| Porch Area | 698 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2121 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS 2 73.00 X 148.00 S/L 243 |
| Legal Subdivision | AMELIA MEADOWS SUBDIVISION #2 |
| Legal Tract | 2 |
| Legal Block | 115 |
| Legal Lot Number | 243 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 23400 |
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