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2109 W 40th St, Lorain, OH 44053 Property Records

Lorain County property record for 2109 W 40th St, Lorain, OH 44053 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1976
Square Footage1,624 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$239,000 (2023)
Tax Bill$2,116.00 (2024)

Owner

Source: Lorain County records · APN 02-02-014-115-008

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2109 W 40TH ST, LORAIN, OH 44053-2548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Warranty Deed, Transfer
ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY
Oct 16, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Apr 23, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Feb 14, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleApr 23, 2019 · Amount on Record
Prior Transfer DateAug 26, 2015
Prior Transfer Doc20150557379
Record RefreshedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 31, 2023
Property Address2109 W 40TH ST, LORAIN, OH 44053-2548
Document Number0000934426
Map ReferenceVOL 24 PG 66
Instrument DateOct 25, 2023
Instrument2023-0934426
Transaction TypeTransfer
Record UpdatedNov 08, 2023
Title CompanyERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 W 40TH ST, LORAIN, OH 44053-2548

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2109 W 40TH ST, LORAIN, OH 44053-2548
Document Number0000785317
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 W 40TH ST LORAIN OH 440532548, LORAIN, OH 44053-2548

Mortgage

Document Number0000785317
DateOct 26, 2020
Instrument785317
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateApr 23, 2019
Property Address2109 W 40TH ST, LORAIN, OH 44053-2548
Document Number0000711974
Instrument DateApr 19, 2019
Instrument711974
Transaction TypeTransfer
Record UpdatedMay 06, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 W 40TH ST LORAIN OH 440532548, LORAIN, OH 44053-2548

Mortgage

Document Number711975
DateApr 23, 2019
Instrument711975
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateFeb 14, 2019
Property Address2109 W 40TH ST, LORAIN, OH 44053-2548
Document Number0000704469
Instrument DateFeb 07, 2019
Instrument704469
Transaction TypeTransfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address14717 RESERVE LN NAPLES FL 341099066, NAPLES, FL 34109-9066

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,541.00 (-27.17%)$61,120 (%) Land $10,220 Building $50,900$174,630 (-) Land $29,200 Building $145,430
2024$2,116.00 (+3.12%)$61,121 (+53.37%) Land $10,220 Building $50,901$174,630 (+53.37%) Land $29,200 Building $145,430
2023$2,052.00 (+0.88%)$39,851 (+%) Land $10,122 Building $29,729$113,860 (-) Land $28,920 Building $84,940
2022$2,034.00$39,850 Land $10,120 Building $29,730
2021$113,860 Land $28,920 Building $84,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN02-02-014-115-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,624 sqft Living Area
Gross Area2,064 sqft Gross Area
1st Floor1,174 sqft 1st Floor
Basement Area1,174 sqft Basement
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area10,454 sqft (0.24 acres)
Depth X Width148 ft x 73 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Patio Area150 sqft Patio
Porch Area510 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2109 W 40TH ST
CityLORAIN
StateOH
Zip44053-2548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAMELIA MEADOWS 2 73 X 148
Legal SubdivisionAMELIA MEADOWS 2
Legal Tract02
Legal Block115
Legal Lot Number242
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2026
Census Tract23400

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