2209 W 40th St, Lorain, OH 44053 Property Records

Lorain County property record for 2209 W 40th St, Lorain, OH 44053 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,150 sqft · built 1969
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Nov 2025)
Tax Bill$2,559 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Mar 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-02-014-115-011

Property Details

APN / Parcel Number

Primary APN02-02-014-115-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,150 sqft Living Area
1st Floor Area1,430 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions148 ft deep x 73 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2209 W 40TH ST
CityLORAIN
StateOH
Zip44053-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMELIA MEADOWS 2 73 X 148
Legal SubdivisionAMELIA MEADOWS SUBDIVISION #2
Legal Tract2
Legal Block115
Legal Lot Number245
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2026
Census Tract23400

Owner

Source: Lorain County records · APN 02-02-014-115-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2209 W 40TH ST, LORAIN, OH 44053-2550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 13, 2018Grant Deed, Transfer
HBI TITLE SERVICES INC
Oct 31, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleMar 13, 2018 · Amount on Record
Deed Document Number2025-0076696
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 25, 2025
Property Address2209 W 40TH ST, LORAIN, OH 44053-2550
Document Number0000076696
Map ReferenceVOL 24 PG 66
Instrument DateNov 20, 2025
Instrument2025-0076696
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2209 W 40TH ST, LORAIN, OH 44053-2550

Mortgage

Document Number0000076697
DateNov 25, 2025
Instrument2025-0076697
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateMar 13, 2018
Property Address2209 W 40TH ST, LORAIN, OH 44053-2550
Document Number0000664564
Instrument DateMar 08, 2018
Instrument664564
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyHBI TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 W 40TH ST LORAIN OH 440532550, LORAIN, OH 44053-2550

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateOct 31, 2017
Property Address2209 W 40TH ST, LORAIN, OH 44053-2550
Document Number0000650045
Instrument DateOct 23, 2017
Instrument650045
Transaction TypeForeclosure
Record UpdatedDec 04, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2209 W 40TH ST LORAIN OH 440532550, LORAIN, OH 44053-2550
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,559.00$66,930 (-0.01%) Land $10,220 Building $56,710$191,240 (-) Land $29,200 Building $162,040
2024$2,559.00 (+17.66%)$66,934 (+62.54%) Land $10,220 Building $56,714$191,240 (+62.54%) Land $29,200 Building $162,040
2023$2,175.00 (+0.83%)$41,181 (+%) Land $10,122 Building $31,059$117,660 (-) Land $28,920 Building $88,740
2022$2,157.00$41,180 Land $10,120 Building $31,060
2021$117,660 Land $28,920 Building $88,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1995–2005)
Most Recent ClaimSep 2005, other causes, Hurricane Katrina Evacuation
Claims By Storm
  • Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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