2121 Ruffin St, Durham, NC 27704 Property Records

Durham County property record for 2121 Ruffin St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 980 sqft · built 1951
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$184,000 (May 2026)
Tax Bill$2,504 (2026)
Deeds & MortgagesJun 2026 Line of Credit
May 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0822-87-8716

Property Details

APN / Parcel Number

Primary APN0822-87-8716
Alternative APNs
  • 0822-87-87-1647
  • 082208878717
  • 106474

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area980 sqft Heated Area
1st Floor Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address2121 RUFFIN ST
CityDURHAM
StateNC
Zip27704-4175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-FERRELL O K PL:000000-000000
Legal SubdivisionPROP-FERRELL O K
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3007
Census Tract102

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8732 WOODLIEF RD, WAKE FOREST, NC 27587-8980
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
BENCHMARK COMMUNITY BANK
May 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 17, 2026Correction Deed
NONE LISTED ON DOCUMENT
Aug 4, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleOct 1, 2009 · Amount on Record
Deed Document Number2026175840
Deed Book / Page10555 / 785
Prior Transfer DateApr 16, 2026
Prior Transfer Doc0000170722
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Recording DateJun 29, 2026
Property Address2121 RUFFIN ST, DURHAM, NC 27704-4175
Document Number0000179232
Book / Page10575 / 980
Instrument DateJun 29, 2026
Instrument2026179232
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address8732 WOODLIEF RD, WAKE FOREST, NC 27587-8980

Mortgage

Document Number0000179232,
DateJun 29, 2026
Book Page10575/980
Instrument2026179232
Lender
NameBENCHMARK COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 29, 2056
Interest
Rate6.53%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateMay 29, 2026
Property Address2121 RUFFIN ST, DURHAM, NC 27704-4175
Document Number0000175840
Book / Page10555 / 785
Instrument DateMay 17, 2026
Instrument2026175840
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$37,168.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8732 WOODLIEF RD, WAKE FOREST, NC 27587-8980

April 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionDURHAM NC
Recording DateApr 17, 2026
Property Address2121 RUFFIN ST, DURHAM, NC 27704-4175
Document Number0000170722
Book / Page10523 / 708
Instrument DateApr 16, 2026
Instrument2026170722
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 RUFFIN ST, DURHAM, NC 27704-4175
InvestorPossibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2121 RUFFIN ST, DURHAM, NC 27704-4175
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 RUFFIN ST, DURHAM, NC 27704-4175

Mortgage

Document Number0094180157
DateAug 4, 2021
Book Page9418/157
Instrument2021039323
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term218 Months
DueOct 1, 2039

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,504.00 (+2.5%)$246,449 (-) Land $139,650 Building $106,799$246,449 (-) Land $139,650 Building $106,799
2025$2,443.00 (+19.46%)$246,449 (+57.78%) Land $139,650 Building $106,799$246,449 (+57.78%) Land $139,650 Building $106,799
2023$2,045.00 (+2.3%)$156,193 Land $42,750 Building $113,443$156,193 Land $42,750 Building $113,443
2022$1,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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