2114 Ruffin St, Durham, NC 27704 Property Records

Durham County property record for 2114 Ruffin St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1946
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Dec 2016)
Tax Bill$2,651 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0822-87-8479

Property Details

APN / Parcel Number

Primary APN0822-87-8479
Alternative APNs
  • 0822-87-84-7925
  • 082212878468
  • 106431

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area827 sqft Heated Area
1st Floor Area827 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions139 ft deep x 60 ft wide
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address2114 RUFFIN ST
CityDURHAM
StateNC
Zip27704-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionGLENDALE HEIGHTS TR20-26 PT/BLK:A/LT#22 PL:00018A-000056
Legal SubdivisionGLENDALE HGHTS TR20/26 PT
Legal Tract20
Legal BlockA
Legal Lot Number22
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3003
Census Tract102

Owner

2114 Ruffin St is owned and occupied by two individuals who bought it in December 2016.

Source: Durham County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2114 RUFFIN ST, DURHAM, NC 27704-4156
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
ROXBORO SAVINGS BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2016 · Amount on File
Deed SaleDec 5, 2016 · Amount on File
Prior SaleOct 4, 2007 · Amount on File
Deed Document Number201642524
Deed Book / Page8080 / 940
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2114 RUFFIN ST, DURHAM, NC 27704-4156
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2114 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number0104740273
DateFeb 4, 2026
Book Page10474/273
Instrument2026162736
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2041

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2114 RUFFIN ST, DURHAM, NC 27704-4156
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2114 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number0100020969
DateOct 20, 2023
Book Page10002/969
Instrument2023077427
Lender
NameROXBORO SAVINGS BANK SSB
TypeBank
AddressROXBORO, NC 27573
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Ruffin St was $2,651.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,902 (-) Land $145,775 Building $115,127$260,902 (-) Land $145,775 Building $115,127
2025$2,651.00$260,902 Land $145,775 Building $115,127$260,902 Land $145,775 Building $115,127
2023$2,281.00 (+2.33%)$174,178 Land $44,737 Building $129,441$174,178 Land $44,737 Building $129,441
2022$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 Ruffin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Ruffin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ruffin St

Nearby Streets

Search Property Records by Address or Parcel Number