2118 Ruffin St, Durham, NC 27704 Property Records

Durham County property record for 2118 Ruffin St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1946
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$57,000 (Aug 2021)
Tax Bill$3,045 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0822-87-8556

Property Details

APN / Parcel Number

Primary APN0822-87-8556
Alternative APNs
  • 0822-87-85-5654
  • 082208878556
  • 106430

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,170 sqft Heated Area
1st Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions111 ft deep x 88 ft wide
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address2118 RUFFIN ST
CityDURHAM
StateNC
Zip27704-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionGLENDALE HEIGHTS TR20-26 PT/BLK:A/LT#23 PL:00018A-000056
Legal SubdivisionGLENDALE HGHTS TR20/26 PT
Legal Tract20
Legal BlockA
Legal Lot Number23
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3003
Census Tract102

Owner

2118 Ruffin St is owned and occupied by an individual who bought it in August 2021.

Source: Durham County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2118 RUFFIN ST, DURHAM, NC 27704-4156
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Quit Claim Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jun 30, 2017Warranty Deed, Transfer · Conventional Mortgage
NORTH STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2021 · Amount on File
Deed SaleAug 25, 2021 · Amount on File
Prior SaleJun 30, 2017 · Amount on File
Deed Document Number202143113
Deed Book / Page9439 / 342
Prior Transfer DateAug 18, 2021
Prior Transfer Doc0094390342
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDURHAM NC
Recording DateAug 25, 2021
Property Address2118 RUFFIN ST, DURHAM, NC 27704-4156
Document Number0094390342
Book / Page9439 / 342
Map ReferenceMB 18A PG 3
Instrument DateAug 18, 2021
Instrument2021043113
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Tax$114.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address807 W TRINITY AVE APT 252, 807, DURHAM, NC 27701-1861

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number2021043114
DateAug 25, 2021
Instrument2021043114
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJun 30, 2017
Property Address2118 RUFFIN ST, DURHAM, NC 27704-4156
Document Number0082190027
Book / Page8219 / 027
Map ReferenceMB 18A PG 3
Instrument DateJun 30, 2017
Instrument2017022749
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2106 N DUKE ST, 2106, DURHAM, NC 27704-4108

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number0082190031
DateJun 30, 2017
Book Page8219/031
Instrument2017022750
Lender
NameNORTH STATE BANK
TypeBank
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2118 Ruffin St was $3,045, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,045.00 (+2.53%)$299,634 (-) Land $145,775 Building $153,859$299,634 (-) Land $145,775 Building $153,859
2025$2,970.00$299,634 Land $145,775 Building $153,859$299,634 Land $145,775 Building $153,859
2023$2,632.00 (+2.33%)$200,966 Land $44,512 Building $156,454$200,966 Land $44,512 Building $156,454
2022$2,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2118 Ruffin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 Ruffin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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