McLennan County property record for 2121 Ridgewood Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 6,213 sqft · built 2015 |
| Lot Size | 4.56 acres (198,982 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $48,263 (2025) |
| Deeds & Mortgages | Jun 2025 Sale Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-034411-000101-0 |
| Primary APN | 48-034411-000101-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,213 sqft Living Area |
| Gross Area | 6,620 sqft |
| 1st Floor Area | 4,551 sqft |
| 2nd Floor Area | 1,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Roof Material | Tile |
| Lot Area | 198,982 sqft |
| Lot Dimensions | 507 ft deep x 581 ft wide |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 9,000 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,989 sqft |
| Deck Area | 663 sqft |
| Patio Area | 505 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2121 RIDGEWOOD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RATLIFF ESTATE ADDITION LOT 1 BLOCK 1 ACRES 4.568 |
| Legal Subdivision | RATLIFF ESTATE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2501 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2025 | Vendor's Lien, Transfer FREEDOM TITLE |
| Jul 10, 2018 | Loan Modification, Mortgage AMARILLO NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 |
| Deed Sale | Jun 2, 2025 |
| Deed Document Number | 202516562 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000021718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 2, 2025 |
| Property Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000016562 |
| Map Reference | FILE 2014035558 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 2025016562 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Name | Verified Name |
|---|---|
| Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000024771 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2121 RIDGEWOOD DR WACO TX 767106103, WACO, TX 76710-6103 |
| Document Number | 0000024771 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 24771 |
| Name | AMARILLO NAT'L BK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Term | 60 Months |
|---|---|
| Due | Jul 16, 2023 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,229,387 (-8.41%) Land $370,924 Building $1,858,463 | $2,229,387 (-8.41%) Land $370,924 Building $1,858,463 | |
| 2025 | $48,263.00 (-1.31%) Homeowner's exemption | $2,434,180 (+2.04%) Land $333,470 Building $2,100,710 | $2,434,180 (+2.04%) Land $333,470 Building $2,100,710 |
| 2024 | $48,903.00 (+10.41%) | ||
| 2023 | $2,385,530 Land $333,470 Building $2,052,060 | $2,385,530 Land $333,470 Building $2,052,060 | |
| 2022 | $44,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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