McLennan County property record for 2121 Ridgewood Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 6,213 sqft · built 2015 |
| Lot Size | 4.56 acres (198,982 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $48,263 (2025) |
| Deeds & Mortgages | Jun 2025 Sale Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-034411-000101-0 |
| Primary APN | 48-034411-000101-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,213 sqft Living Area |
| Gross Area | 6,620 sqft |
| 1st Floor Area | 4,551 sqft |
| 2nd Floor Area | 1,663 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Roof Material | Tile |
| Lot Area | 198,982 sqft |
| Lot Dimensions | 507 ft deep x 581 ft wide |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 9,000 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,989 sqft |
| Deck Area | 663 sqft |
| Patio Area | 505 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2121 RIDGEWOOD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RATLIFF ESTATE ADDITION LOT 1 BLOCK 1 ACRES 4.568 |
| Legal Subdivision | RATLIFF ESTATE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2501 |
2121 Ridgewood Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2025 | Vendor's Lien, Transfer FREEDOM TITLE |
| Jul 10, 2018 | Loan Modification, Mortgage AMARILLO NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 |
| Deed Sale | Jun 2, 2025 |
| Deed Document Number | 202516562 |
| Prior Transfer Date | Jul 12, 2012 |
| Prior Transfer Doc | 0000021718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 2, 2025 |
| Property Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000016562 |
| Map Reference | FILE 2014035558 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 2025016562 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Name | Verified Name |
|---|---|
| Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2121 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000024771 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2121 RIDGEWOOD DR WACO TX 767106103, WACO, TX 76710-6103 |
| Document Number | 0000024771 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 24771 |
| Name | AMARILLO NAT'L BK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Term | 60 Months |
|---|---|
| Due | Jul 16, 2023 |
The 2025 property tax bill for 2121 Ridgewood Dr was $48,263, down 1.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,229,387 (-8.41%) Land $370,924 Building $1,858,463 | $2,229,387 (-8.41%) Land $370,924 Building $1,858,463 | |
| 2025 | $48,263.00 (-1.31%) Homeowner's exemption | $2,434,180 Land $333,470 Building $2,100,710 | $2,434,180 Land $333,470 Building $2,100,710 |
| 2024 | $48,903.00 | ||
| 2023 | $2,385,530 Land $333,470 Building $2,052,060 | $2,385,530 Land $333,470 Building $2,052,060 | |
| 2022 | $44,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2121 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2121 Ridgewood Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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