McLennan County property record for 2120 Ridgewood Dr, Waco, TX 76710
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,601 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-018409-000100-9 |
| Primary APN | 48-018409-000100-9 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,996 sqft |
|---|---|
| Lot Dimensions | 326 ft deep x 148 ft wide |
| Street Address | 2120 RIDGEWOOD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-6103 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1B |
| Legal Description | FRASER JACK B LOT 1 BLOCK 1 ACRES 1.01 |
| Legal Subdivision | FRASER JACK B |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2501 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2100 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Sep 26, 2019 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Sep 12, 2018 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Feb 28, 2017 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2013 |
| Deed Sale | Dec 26, 2013 |
| Deed Document Number | 201344168 |
| Last Transfer Date | Apr 13, 2022 |
| Transfer Doc | 0000015221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2120 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000036215 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2120 RIDGEWOOD DR WACO TX 76710, WACO, TX 76710 |
| Document Number | 0000036215 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 36215 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 26, 2019 |
| Property Address | 2120 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 32401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5010 CANYON TRL MC GREGOR TX 766574024, MC GREGOR, TX 76657-4024 |
| Document Number | 0000032401 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 32401 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | PO BOX 7554, WACO, TX 76714-7554 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2120 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000032687 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5010 CANYON TRL MC GREGOR TX 766574024, MC GREGOR, TX 76657-4024 |
| Document Number | 0000032687 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 32687 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | PO BOX 7554, WACO, TX 76714-7554 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 13, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2120 RIDGEWOOD DR, WACO, TX 76710-6103 |
| Document Number | 0000012749 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5010 CANYON TRL MC GREGOR TX 766574024, MC GREGOR, TX 76657-4024 |
| Document Number | 0000012749 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 12749 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | 4721 BOSQUE BLVD, WACO, TX 76710-4607 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 24, 2018 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (+102.87%) Land $325,000 | $325,000 (-11.21%) Land $325,000 | |
| 2025 | $3,601.00 (+19.59%) | $160,200 (+2%) Land $366,040 | $366,040 (+174.19%) Land $366,040 |
| 2024 | $3,011.00 (+0.64%) | ||
| 2023 | $133,500 Land $133,500 | $133,500 Land $133,500 | |
| 2022 | $2,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures