McLennan County property record for 2019 Ridgewood Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,211 sqft · built 1974 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $21,734 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-035104-000100-4 |
| Primary APN | 48-035104-000100-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,211 sqft Living Area |
| Gross Area | 4,835 sqft |
| 1st Floor Area | 3,041 sqft |
| 2nd Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 46,174 sqft |
| Lot Dimensions | 189 ft deep x 273 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 8,013 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 702 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,091 sqft |
| Patio Area | 55 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2019 RIDGEWOOD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | RIDGEWOOD ACRES LOT 1 BLOCK 1 ACRES 1.06 |
| Legal Subdivision | RIDGEWOOD ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2501 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3317 EDWARD DR, WACO, TX 76708-2238 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK/MCGREGOR |
| Aug 18, 2022 | Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2022 |
| Deed Sale | Aug 18, 2022 |
| Prior Sale | Mar 9, 2017 · Amount on Record |
| Deed Document Number | 202233771 |
| Prior Transfer Date | Mar 3, 2017 |
| Prior Transfer Doc | 0000007504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 15, 2026 |
| Property Address | 2019 RIDGEWOOD DR, WACO, TX 76710-1059 |
| Document Number | 0000015399 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202615399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2019 RIDGEWOOD DR, WACO, TX 76710-1059 |
| Document Number | 0000015399, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202615399 |
| Name | FIRST NATIONAL BANK/MCGREGOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 18, 2022 |
| Property Address | 2019 RIDGEWOOD DR, WACO, TX 76710-1059 |
| Document Number | 0000033771 |
| Map Reference | FILE 2011025548 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022033771 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000033772 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022033772 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Feb 16, 2024 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,192,505 (+23.36%) Land $273,809 Building $918,696 | $1,192,505 (+23.36%) Land $273,809 Building $918,696 | |
| 2025 | $21,734.00 (-29.38%) | $966,690 (-14.98%) Land $147,760 Building $818,930 | $966,690 (-14.98%) Land $147,760 Building $818,930 |
| 2024 | $30,775.00 (+20.74%) | ||
| 2023 | $1,136,950 Land $147,760 Building $989,190 | $1,136,950 Land $147,760 Building $989,190 | |
| 2022 | $25,489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures