San Luis Obispo County property record for 2120 Saint Thomas Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1994 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Trust Name on File |
| Last Sale | $670,000 (Jun 2016) |
| Tax Bill | $9,199 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-104-025 |
| Primary APN | 023-104-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,307 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,075 sqft (0.139 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 2120 SAINT THOMAS AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 230 LTS 13 TO 15 |
| Legal Tract | 8 |
| Legal Block | 230 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10403 |
2120 Saint Thomas Ave is held in a trust since June 2016.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 301 ROTHBURY WAY, SAN RAMON, CA 94582-5282 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Prior Sale | Jan 3, 2007 · Amount on File |
| Deed Document Number | 2016025860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2120 SAINT THOMAS AVE, CAMBRIA, CA 93428-5436 |
| Document Number | 0000005129 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2120 SAINT THOMAS AVE CAMBRIA CA 934285436, CAMBRIA, CA 93428-5436 |
The 2025 property tax bill for 2120 Saint Thomas Ave was $9,199.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,199.00 | $839,558 Land $549,533 Building $290,025 |
| 2023 | $8,840.00 (+2%) | $806,959 Land $528,195 Building $278,764 |
| 2022 | $8,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2120 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 Saint Thomas Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE only, no 5G reported
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