San Luis Obispo County property record for 2055 Saint Thomas Ave, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,648 sqft · built 1995 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,852 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-101-017 |
| Primary APN | 023-101-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.121 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2055 SAINT THOMAS AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 223 LT 36 TO 38 |
| Legal Subdivision | TRACT 08 |
| Legal Tract | 8 |
| Legal Block | 223 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 10403 |
2055 Saint Thomas Ave is owned by a company that acquired it in January 1995 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 44751 MILLWOOD DR, OROSI, CA 93647-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Commercial Mortgage KATHRYN D BONNER |
| Mar 11, 2024 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 17, 1995 |
| Transfer Doc | 0000010913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2055 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 44751 MILLWOOD DR, OROSI, CA 93647-9515 |
| Document Number | 0000009055 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024009055 |
| Name | KATHRYN D BONNER |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 2055 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433 |
| Document Number | 0000006361 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2024006361 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2055 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433 |
The 2025 property tax bill for 2055 Saint Thomas Ave was $2,852 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $249,339 (+2%) Land $37,549 Building $211,790 | |
| 2025 | $2,852.00 Homeowner's exemption | $244,451 Land $36,813 Building $207,638 |
| 2023 | $2,806.00 (+2.07%) | $234,961 Land $35,385 Building $199,576 |
| 2022 | $2,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2055 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2055 Saint Thomas Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE only, no 5G reported
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