2003 Saint Thomas Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2003 Saint Thomas Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1985
Lot Size	0.049 acres (2,134 sqft)
Owner	Company Name on Record
Last Sale	$755,000 (Apr 2017)
Tax Bill	$9,585 (2025)
Deeds & Mortgages	Mar 2024 Transfer Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-101-018`

Property Details

APN / Parcel Number

Primary APN	`023-101-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	2,134 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2003 SAINT THOMAS AVE
City	CAMBRIA
State	CA
Zip	93428-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 223 LT 39
Legal Subdivision	CAMBRIA PINES
Legal Tract	8
Legal Block	223
Legal Lot Number	39
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1063
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14666 CORKWOOD DR, MOORPARK, CA 93021-3577
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Sep 29, 2023	Quit Claim Deed, Transfer Quitclaim
May 24, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	201716156
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000028785
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 4, 2024
Property Address	2003 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433
Document Number	0000005512
Map Reference	MB 5 PG 21
Instrument Date	Feb 21, 2024
Instrument	2024005512
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14666 CORKWOOD DR, MOORPARK, CA 93021-3577

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 29, 2023
Property Address	2003 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433
Document Number	0000028785
Map Reference	MB 5 PG 21
Instrument Date	Aug 18, 2023
Instrument	2023028785
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14666 CORKWOOD DR, MOORPARK, CA 93021-3577

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 24, 2017
Property Address	2003 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433
Document Number	0000022582
Instrument Date	May 20, 2017
Instrument	22582
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14666 CORKWOOD DR MOORPARK CA 930213577, MOORPARK, CA 93021-3577

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 13, 2017
Property Address	2003 SAINT THOMAS AVE, CAMBRIA, CA 93428-5433
Document Number	0000016156
Map Reference	MB5 PG21
Instrument Date	Mar 23, 2017
Instrument	2017016156
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14666 CORKWOOD DR, MOORPARK, CA 93021-3577

Mortgage

Document Number	0000016157
Date	Apr 13, 2017
Instrument	2017016157

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,762 (+2%) Land $591,897 Building $301,865
2025	$9,585.00 (+4.05%)	$876,239 (+4.04%) Land $580,292 Building $295,947
2023	$9,212.00 (+1.99%)	$842,215 Land $557,759 Building $284,456
2022	$9,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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