2120 Baker Ave E, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2120 Baker Ave E, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,218 sqft · built 1952
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Dec 2017)
Tax Bill$13,302 (2026)
Deeds & MortgagesMay 2020 Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 40.11-1-45

Property Details

APN / Parcel Number

Primary APN422400 40.11-1-45
Alternative APN
  • 240004001100010450000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,218 sqft Living Area
1st Floor Area2,145 sqft
Upper Floors Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area25,700 sqft (0.59 acres)
Lot Dimensions154 ft deep x 160 ft wide
Garage TypeMixed
Garage Area528 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2120 BAKER AVE E
CitySCHENECTADY
StateNY
Zip12309-2336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionVAN ANTWERP GARDENS
Legal Block1
Legal Lot Number45.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4009
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2120 BAKER AVE E, SCHENECTADY, NY 12309-2336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Feb 15, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Dec 7, 2017Warranty Deed, Transfer
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2017 · Amount on Record
Deed SaleDec 7, 2017 · Amount on Record
Prior SaleOct 30, 2009 · Amount on Record
Deed Document Number201755362
Deed Book / Page1976 / 862
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2120 BAKER AVE E, SCHENECTADY, NY 12309-2336
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014095
DateMay 18, 2020
Book Page4988/484
Instrument202014095
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 24, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2120 BAKER AVE E, SCHENECTADY, NY 12309-2336
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006921
DateFeb 15, 2019
Book Page4895/258
Instrument201906921
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 7, 2017
Property Address2120 BAKER AVE E, SCHENECTADY, NY 12309-2336
Document Number0000055362
Book / Page1976 / 862
Instrument DateDec 1, 2017
Instrument201755362
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 BAKER AVE E, 2120, NISKAYUNA, NY 12309-2336

Transferred To (Grantee/Buyer)

NameVerified Name
Address1076 BRIERWOOD BLVD, SCHENECTADY, NY 12308-2908

Mortgage

Document Number0000055363
DateDec 7, 2017
Instrument201755363
Lender
NameTRUSTCO BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,302.00 (+1.38%)
2025$13,121.00$290,000 (-) Land $51,900 Building $238,100$429,600 (+17.03%) Land $76,884 Building $352,716
2023$290,000 Land $51,900 Building $238,100$367,100 Land $65,698 Building $301,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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