2109 Baker Ave E, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2109 Baker Ave E, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,366 sqft · built 1952
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jul 2019)
Tax Bill$8,817 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 40.11-1-68

Property Details

APN / Parcel Number

Primary APN422400 40.11-1-68
Alternative APN
  • 240004001100010680000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area1,366 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions124 ft deep x 105 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area154 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2109 BAKER AVE E
CitySCHENECTADY
StateNY
Zip12309-2301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionVAN ANTWERP GARDENS SEC 4
Legal Block1
Legal Lot Number68.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4013
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2109 BAKER AVE E, SCHENECTADY, NY 12309-2301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF SCOTIA
Jul 11, 2019Warranty Deed, Transfer · Conventional with PMI
SEFCU
Aug 15, 2017Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Prior SaleAug 15, 2017 · Amount on Record
Deed Document Number201930981
Deed Book / Page2015 / 186
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2109 BAKER AVE E, SCHENECTADY, NY 12309-2301
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012082
DateMar 17, 2017
Book Page4749/199
Instrument201712082
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 27, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 11, 2019
Property Address2109 BAKER AVE E, SCHENECTADY, NY 12309-2301
Document Number0000030981
Book / Page002015 / 000186
Instrument DateJul 3, 2019
Instrument30981
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 MERLIN DR NISKAYUNA NY 123091631, NISKAYUNA, NY 12309-1631

Mortgage

Document Number30983
DateJul 11, 2019
Book Page004923/000328
Instrument30983
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 10, 2049

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 15, 2017
Property Address2109 BAKER AVE E, SCHENECTADY, NY 12309-2301
Document Number0000036864
Book / Page1969 / 244
Instrument DateAug 4, 2017
Instrument201736864
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$752.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 GLEN EDDY DR, 112, NISKAYUNA, NY 12309-4966

Transferred To (Grantee/Buyer)

NameVerified Name
Address377 GLENBROOK RD APT 12, 12, STAMFORD, CT 06906-2111

Mortgage

Document Number0000036868
DateAug 15, 2017
Instrument201736868
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,817.00 (+1.27%)
2025$8,706.00$190,000 (-) Land $43,300 Building $146,700$281,500 (+17.05%) Land $64,152 Building $217,348
2023$190,000 Land $43,300 Building $146,700$240,500 Land $54,809 Building $185,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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