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2105 Baker Ave E, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2105 Baker Ave E, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,844 sqft · built 1954
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$151,000 (Jan 2002)
Tax Bill$10,835 (2026)
Deeds & MortgagesMay 2022 Mortgage
Feb 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 40.11-1-72

Property Details

APN / Parcel Number

Primary APN422400 40.11-1-72
Alternative APN
  • 240004001100010720000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
1st Floor Area848 sqft
2nd Floor Area996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Exterior MaterialWood
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Pool Area250 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2105 BAKER AVE E
CitySCHENECTADY
StateNY
Zip12309-2301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionBAKER AVENUE
Legal Block1
Legal Lot Number72.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4013
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 BAKER AVE E, SCHENECTADY, NY 12309-2301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Feb 22, 2018Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
MR COOPER
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2002 · Amount on Record
Deed SaleJan 3, 2002 · Amount on Record
Deed Book / Page1615 / 567
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2105 BAKER AVE E, SCHENECTADY, NY 12309-2301
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBAKER AVE E, NISKAYUNA, NY 12309

Mortgage

Document Number0000024190
DateMay 6, 2022
Book Page5224/809
Instrument202224190
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

February 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSCHENECTADY NY
Recording DateFeb 22, 2018
Property Address2105 BAKER AVE E, SCHENECTADY, NY 12309-2301
Book / Page004820 / 000619
Instrument DateJan 29, 2018
Instrument8139
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 BAKER AVE E NISKAYUNA NY 123092301, NISKAYUNA, NY 12309-2301

Mortgage

Document Number0000008139
DateFeb 22, 2018
Book Page004820/000619
Instrument8139
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2105 BAKER AVE E, SCHENECTADY, NY 12309-2301
Document Number0000008136
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2105 BAKER AVE E NISKAYUNA NY 123092301, NISKAYUNA, NY 12309-2301

Mortgage

Document Number0000008136
DateFeb 22, 2018
Book Page004820/000601
Instrument8136
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,835.00 (+1.33%) Homeowner's exemption
2025$10,693.00$235,000 (-) Land $42,300 Building $192,700$348,100 (+17.01%) Land $62,658 Building $285,442
2023$235,000 Land $42,300 Building $192,700$297,500 Land $53,550 Building $243,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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